Roughly 6% of the US smartphone market is NFC enabled. If you’re not one of those few, but want to use tap to pay then look no further than Moneto, an independent NFC payment system by DeviceFidelity and Spring Card Systems. All you need is their microSD card that turns your Android phone into a tapping machine! The card allows you to make mobile payments through the Mastercard PayPass system. For $30, its a bargain if you’re an NFC nut but will likely be a short term solution until more manufacturers begin incorporating NFC technology into their handsets.